My Blog

Homeowners should never accept the first rate offer from their existing lender. Without any negotiation, simply signing up for the market rate on a mortgage renewal

So, your mortgage has come up for renewal.  Many banks handle this differently.  Mostly, they will either send you a letter, or give you a

With the closing of our family cottage last weekend and the frigid night temperatures we endured I have come to two realizations.  Number one –

Since most lenders want to verify the income during the mortgage application process. Often a business owners tax return, business financial statements and records of

Those of us who are self-employed know the rewards of working for ourselves.  We enjoy working to our own schedules, being our own boss, running

Did you ever wonder what that long sheet of paper the lawyer hands you when you sign for your  mortgage is?  It says “Standard Charge Terms” on the