49 High St. 3rd Floor
Barrie, Ontario L4N 5J4

Early Renewal Offers, Beware!

Homeowners should never accept the first rate offer from their existing lender. Without any negotiation, simply signing up for the market rate on a mortgage renewal is unnecessarily costing the homeowner a lot of money on their mortgage. Generally it is a good idea to start shopping for a new term between four and six months […]

Is your mortgage up for renewal? Put the pen down!

So, your mortgage has come up for renewal.  Many banks handle this differently.  Mostly, they will either send you a letter, or give you a phone call shortly before the renewal date.  At this point you will be given a renewal offer including interest rate, with a term that usually reflects your current term.  Sometimes […]

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