31 Aug

Mortgage Market Update August 30, 2012

General

Posted by: Anne Martin

 

Neighbourhood Dominion Lending Centres
FSCO 11764 | Independently Owned & Operated
Mortgage Market Update
Date: Aug. 31, 2012  
Keeping you updated on Mortgage Matters

Market Comment
V39060: Government of Canada marketable bonds, average yield, 3-5 year Low           1/06 /2012                                1.01

Average   1/02/2012- 8/28/2012             1.32           strategy

High           04/25/2012                              1.62 

 

With the recent announcement of ING Direct Canada being sold to Scotia Bank, we are expecting to see some changes to our market place and possibly a ripple effect to any changes Scotia implements as ING currently funds a lot of the mortgages to some of our other lenders. 

Bonds were very stable this week keeping rates in the 3.09-3.19% range.

   

We have one lender that will secure 10 year funds at 3.89% both conventionally and high ratio. If you have had any thoughts on securing a 10 year rate, now is a great time to look into it.

If you have a variable rate of any more than prime +.75 or a fixed rate of 4.0% or more, we should explore the merits of refinancing to a lower rate. 

 

Contact us for a free, no obligation review. Spending a few minutes could save you thousands of dollars.

 

Bank prime is 3.00%

The next meeting of the Bank of Canada is on September 5th, 2012.

 

P.S. If you, your family, or co-workers require guidance on current market trends, please call us, we are always available to help. 
….Anne
 

Scotiabank to buy ING Bank of Canada for $3.1B

 

Posted: Aug 29, 2012 4:50 PM ET Last Updated: Aug 29, 2012 8:51 PM ET

The distinctive orange brand of ING Bank of Canada that attracted a legion of loyal clients with its no-fee promise that it wasn’t like the other big banks will itself soon be owned by one.

 

After the markets closed on Wednesday, Scotiabank announced that it was buying ING Bank of Canada for $3.13 billion.

Scotiabank will put up $1.9 billion and fund the rest through the issuance of 29 million shares at $52 apiece.

 

Click here to read the full article

 

Historical Interest Rate Graphs 

 
Below you will find a feature which will give you current interest rate trends.interest rate graph It can also be accessed on our web site. I hope you and your clients find it useful..

 
 
Our Commitment to You

  • Constant update of Market Conditions
  • Innovative Mortgage Products
  • Value Added Services
  • Unbiased Advice
  • Innovative Mortgage Strategies and NOT just Order Taking
In This Issue
Market Comment
Scotiabank to buy ING Bank of Canada for $3.1B
Interest Rate Graphs
Quick Links

Anne Martin
Anne Martin Mortgage Agent FSCO Lic. M10002257
Neighbourhood Dominion
Lending Centres
FSCO Lic. 11764

39 Collier Street, Suite 300 Barrie, ON  L4M 1G5

P: 705.720.1001 x225 or 1.888.500.1841 Direct: 705-791.6683 Fax: 705.739.1893 or 1.866.739.1893

Email Visit My Website

Like me on Facebook  
 
This email was sent to annem@rogers.com by anne@barriemortgagelocators.com |  
Head Office; Neighbourhood Dominion Lending Centres | FSCO 11764 | Independently Owned and Operated | 1140 Stellar Drive | Newmarket | Ontario | L3Y 7B7 | Canada

27 Aug

Mortgage Market Update August 24, 2012

General

Posted by: Anne Martin

 
 
 
Neighbourhood Dominion Lending Centres
FSCO 11764 | Independently Owned & Operated
Mortgage Market Update
Date: August 24, 2012  
Keeping you updated on Mortgage Matters

Market Comment
V39060: Government of Canada marketable bonds, average yield, 3-5 year
Low           1/06 /2012                                1.01

Average   1/02/2012- 8/0123/2012        1.32           Deflation Arrow

High           04/25/2012                              1.62 

   

The recent upward trend in bonds reversed last week and we saw a 15 basis point drop. No major movements in interest rates 

    

We have one lender that will secure 10 year funds at 3.89% both conventionally and high ratio. If you have had any thoughts on securing a 10 year rate, now is a great time to look into it.

If you have a variable rate of any more than prime +.75 or a fixed rate of 4.0% or more, we should explore the merits of refinancing to a lower rate.  

 

Contact us for a free, no obligation review. Spending a few minutes could save you thousands of dollars. 

 

Bank prime is 3.00%


The next meeting of the Bank of Canada is on September 5th, 2012.

 

P.S. If you, your family, or co-workers require guidance on current market trends, please call us, we are always available to help.  
P.S. If you, your family, or co-workers require guidance on current market trends, please call us, we are always available to help.  

….Anne

 

 
Housing downturn won’t be as deep as some fear: CIBC

TORONTO – The Canadian Press
Published Thursday, Aug. 23 2012, 9:38 AM EDT
Last updated Thursday, Aug. 23 2012, 5:13 PM EDT

A senior economist at one of Canada’s major banks says a widely anticipated downturn in the housing market may not be as deep or as long-lasting as some fear.Next Market
Benjamin Tal, deputy chief economist at CIBC World Markets, says demographic forces over the next decade will limit the damage.
Mr. Tal writes that there will be fewer Canadians under the age of 25 and between the ages of 45 and 54, but those groups account for a small portion of home buyers.

 

Historical Interest Rate Graphs 

 
Below you will find a feature which will give you current interest rate trends.interest rate graph It can also be accessed on our web site. I hope you and your clients find it useful..

 
 

Our Commitment to You 

  • Constant update of Market Conditions
  • Innovative Mortgage Products
  • Value Added Services
  • Unbiased Advice
  • Innovative Mortgage Strategies and NOT just Order Taking
In This Issue
Market Comment
Housing downturn won’t be as deep as some fear
Interest Rate Graphs
Quick Links

Anne Martin
 Anne Martin
Mortgage Agent
FSCO Lic. M10002257  
Neighbourhood Dominion
Lending Centres
FSCO Lic. 11764

39 Collier Street,
Suite 300
Barrie, ON  L4M 1G5

P: 705.720.1001 x225 or 1.888.500.1841
Direct: 705-791.6683
Fax: 705.739.1893 or 1.866.739.1893

Email
Visit My Website

Like me on Facebook  
 
This email was sent to annem@rogers.com by anne@barriemortgagelocators.com |  
Head Office; Neighbourhood Dominion Lending Centres | FSCO 11764 | Independently Owned and Operated | 1140 Stellar Drive | Newmarket | Ontario | L3Y 7B7 | Canada

 
20 Aug

Mortgage Market Update August 17, 2012

General

Posted by: Anne Martin

 

Neighbourhood Dominion Lending Centres
FSCO 11764 | Independently Owned & Operated
Mortgage Market Update
Date: Aug. 17, 2012  
Keeping you updated on Mortgage Matters

Market Comment
V39060: Government of Canada marketable bonds, average yield, 3-5 year
Low           1/06 /2012                                1.01

Average   1/02/2012- 8/015/2012          1.32           Deflation Arrow

High           04/25/2012                              1.62 

   

Bonds have spiked up the past few days by 15 basis points. We fully expect to see most lenders increase fixed rates by nominal amounts. The increase has been caused by stronger U.S. data, and a lack of recent turmoil in the European markets. We fully expect to continue an up and down response to Global economic conditions. 

    

We have one lender that will secure 10 year funds at 3.89% both conventionally and high ratio. If you have had any thoughts on securing a 10 year rate, now is a great time to look into it.

If you have a variable rate of any more than prime +.75 or a fixed rate of 4.0% or more, we should explore the merits of refinancing to a lower rate.  

 

Contact us for a free, no obligation review. Spending a few minutes could save you thousands of dollars. 

 

Bank prime is 3.00%


The next meeting of the Bank of Canada is on September 5th, 2012.

 

P.S. If you, your family, or co-workers require guidance on current market trends, please call us, we are always available to help.  

….Anne

 

Drop in listings points to calmer Canadian housing market…

Ora Morison

The Globe and Mail

PublishedWednesday, Aug. 15 2012, 9:20 AM EDT

 

Policy makers are getting their wish as caution creeps into the Canadian real estate market.

 

Not only did flat sales activity in July indicate a sense of calm among buyers, but fewer new listings compared with a month earlier showed sellers are also being more cautious.

 

“A lot of people are just really uncertain about the housing market and they may not want to list their house if they think there aren’t going to be any buyers or they aren’t going to be able to get the price that they list at,” said Francis Fong, an economist at Toronto-Dominion Bank.

 

 

Read the story

 

 

 

Historical Interest Rate Graphs 

 
Below you will find a feature which will give you current interest rate trends.interest rate graph It can also be accessed on our web site. I hope you and your clients find it useful..

 
 

Our Commitment to You

  • Constant update of Market Conditions
  • Innovative Mortgage Products
  • Value Added Services
  • Unbiased Advice
  • Innovative Mortgage Strategies and NOT just Order Taking
In This Issue
Market Comment
Drop in listings points to calmer Canadian housing market
Interest Rate Graphs
Quick Links

Anne Martin
 Anne Martin
Mortgage Agent
FSCO Lic. M10002257  
Neighbourhood Dominion
Lending Centres
FSCO Lic. 11764

39 Collier Street,
Suite 300
Barrie, ON  L4M 1G5

P: 705.720.1001 x225 or 1.888.500.1841
Direct: 705-791.6683
Fax: 705.739.1893 or 1.866.739.1893

Email
Visit My Website

Like me on Facebook  
 
This email was sent to abmhome@rogers.com by anne@barriemortgagelocators.com |  
Head Office; Neighbourhood Dominion Lending Centres | FSCO 11764 | Independently Owned and Operated | 1140 Stellar Drive | Newmarket | Ontario | L3Y 7B7 | Canada

17 Aug

Mortgage Financing for the Small Business Owner Part 2

General

Posted by: Anne Martin

Since most lenders want to verify the income during the mortgage application process. Often a business owners tax return, business financial statements and records of business activities are used as methods of verification when the claimed income provides enough to warrant qualification for the mortgage being requested.  Many lenders will want to insure it through CMHC or Genworth.

But what happens when your taxes don’t represent your income or you don’t have financial statements?  What if a lot of your deals are cash? 

FEAR NOT!!!  There are options for you too! 

Here are a few

1.  If you have a good credit rating, history and have been in business for several years many lenders use “stated” income programs where they will use a “reasonability” test to determine what the average income should be for your industry.  Most will want to insure these mortgages and will use flexibility within government regulations and their companies policies to help with the approval process. 

2.  For those who have “blemished” credit histories or don’t qualify for “A” type lenders, we have “alternative” or “B” lenders.  They will give the loan based on your stated income and the strength of your property and equity in the home.  Often they charge a fee to use their services and brokerage fees may also apply.  Rates are a little higher but not ridiculously high.  This isn’t usually considered as a hardship considering the write offs enjoyed by the small business owner.

3.  And last but not least, we have the private mortgage markets.  These are lenders who will loan mortgage money under more “difficult” situations.  Often there are credit problems, property issues and many situational issues.  Since these lenders charge much higher rates and fees they are usually used as a short term solution while the issues are being fixed.  Such as undergoing credit repair.  These lenders will also loan second mortgages when necessary, also a short term solution.

But regardless of what the general options are, every situation is different and your mortgage broker will tailor make a plan that best suits you.

16 Aug

Consumer’s Home Digest August Newsletter

General

Posted by: Anne Martin

  

 
 
Anne Martin, AMP
Anne Martin AMP,
Mortgage Agent

FSCO  M10002257

Neighbourhood Dominion Lending Centres
FSCO Lic. 11764

39 Collier Street
Ste. 300

Barrie ON  L4M 1G5

Direct: 705.791.6683
P: 705.720.1001 or 1.888.500.184 

F: 705.739.1893 or 1.866.739.1893

Email
My Website
Company Website


  
 
Like me on Facebook 

Quick Links

HOMEOWNER TIPS

Rather than discarding or recycling clothing and household goods, give them a chance at a second life. Gently used clothing can be donated to charity or exchanged with friends and family. Old T-shirts can be repurposed into rags for cleaning. Household goods can be donated to charity or sold at a garage sale. Through repurposing, the amount of waste being sent to landfill sites is reduced, there is no need to use energy for recycling, and others can benefit from your used items.

  

 

Health1
Find out how a simple “mortgage check-up” can help you. A single call may be all the care you need.

It’s important to protect yourself against market conditions. But how do you know you have the right mortgage if you haven’t seen what’s possible?

Health2Simply call us today for a “mortgage check-up” and you’ll be better prepared.

705.720.1001 or 1.888.500.1841

 
 

DID YOU KNOW…

When the government cut maximum mortgage amortizations in 2008 and 2011, most big lenders reduced amortizations on all of their mortgages. They didn’t need to apply the changes to uninsured mortgages, but many did anyway. Not this time. When the Department of Finance trimmed the insured amortization limit to 25 years on July 9th, 2012, most lenders left their conventional mortgage amortizations at 30-35 years. Even the major banks have left 30-year amortizations in place, which surprised many in the mortgage business.  

 
Join Our Mailing List
August 2012  
Hi Everyone, welcome to our August Newsletter

This month’s edition suggests ways to pay off your mortgage faster, as well as discusses the importance of building and maintaining healthy credit.

Please let us know if you have any questions or feedback regarding anything outlined below.

Thank you for your referrals and continued support 

….Anne Martin 

   

 

Canadians Comforable with their Mortgages

Canadians seeking a sure-fire investment return should look no further than their mortgage. Paying it down as quickly as you can will, in most cases, result in a stellar return on your investment.
 
Prepayment options are worth exploring because paying down even a small amount of principal (the true cost of the mortgage loan minus the interest) has huge benefits over the life of a mortgage.

Mortgages are front-loaded when it comes to interest meaning, in the early years, most of the money you pay goes toward paying the interest on the amount you borrow as opposed to the principal.

For instance, if you borrow 95% of your home’s value, you’re paying $3 of interest for every $1 of principal you pay. So, by paying an extra $1 of principal, that’s $3 less you’ll have to pay in interest, at least in the early stages of a mortgage.

Range of prepayment options
There are a variety of ways to make prepayments work to pay down your mortgage faster. We can discuss your specific needs, but following are some general rules.

Most lenders allow you to make a lump-sum payment of anywhere between 10% and 25% of the value of your mortgage per year. The lump-sum payment is based on either the original amount you borrowed or the amount currently outstanding. Since mortgages decrease with each payment, it’s best to negotiate a lump-sum payment option based on the original amount you borrow. That way, if you come into an inheritance, a big bonus or save a large sum of money, you can pay down the largest amount possible.
          

Another factor to consider is when you can make a lump-sum payment. Some mortgages allow prepayments during the year, while others permit it only on the anniversary date. Still others allow you to make prepayments on the day you make your regular payment.

If you can’t pay the maximum prepayment amount, it’s still worth your while to at least make some extra payment, even if it’s a few thousand dollars each year. That will still save you thousands of dollars in interest payments.

Another prepayment option involves taking advantage of flexible payments. Most lenders allow you to increase your regular payment up to a set maximum, such as 15%, while others allow you to double up your payments.

If, for instance, you have a $1,000 per month mortgage payment and increase it by 15% to $1,150, you could shave off as much as five-and-a-half years on a $200,000 mortgage.

You can also pay off your mortgage faster by moving to a different payment schedule. Instead of making monthly payments, make them biweekly or even weekly. Using an accelerated mortgage – where you make payments every two weeks as opposed to twice a month – you actually make one extra payment in the calendar year. By paying more and paying faster, you reduce your principal earlier, which lowers the amount of interest you pay.

Another option is to round up your mortgage payment from, say, $766 to an even figure such as $800, because any extra little bit goes toward the principal.

As always, if you have any questions about paying off your mortgage faster or about your mortgage in general, I’m here to help!
 

As always, if you have any questions about the best mortgage product and rate options for you, or about your mortgage in general, we are here to help!  

 

 

Money-Saving Renovation Tips

A good credit report and credit score are important factors in determining whether you will be approved for a mortgage. Following are some simple steps you can take to maintain a good credit history and improve your chances of being approved.

What is a credit score?
Your credit score is a number that illustrates your financial health at a specific point in time. It also serves as an indicator of your financial past, and how consistently you pay off your bills and debts. This is one of the factors mortgage professionals consider in qualifying you for a mortgage.

Checking your credit score
To find out your credit score, contact Canada’s two credit-reporting agencies: Equifax Canada at www.equifax.ca and TransUnion Canada at www.transunion.ca.

For a fee, these agencies will provide you with an online copy of your credit score as well as a credit report – a detailed summary of your credit history, employment history and personal financial information on file. You can also obtain a free copy of your credit report by mail every year. If you find any errors in your report, notify the credit-reporting agency and the organization responsible for the inaccuracy immediately.

Credit history
It’s important to begin building a credit history as early as possible. You can start by applying for –   

and responsibly using – a credit card. Your financial institution or mortgage professional can help.

Boosting your credit
Demonstrating your ability to manage credit is key to maintaining a good credit score. There are a number of things you can do to improve your credit score, including:

  • Always pay your bills in full and on time. If you can’t pay the full amount, try to pay at least the required minimum shown on your monthly statement
  • Pay off your debts (such as loans, credit cards, lines of credit, etc) as quickly as possible
  • Never go over the limit on your credit cards, and try to keep your balances well below the limits
  • Reduce the number of credit card or loan applications you make

Once your credit score has improved, work with your mortgage professional to obtain a mortgage that works for you.

To find out more about credit scores and reports, visit the Financial Consumer Agency of Canada website at

www.fcac-acfc.gc.ca  and download or request a free copy of their guide, Understanding Your Credit Report and Credit Score. This guide provides practical, straightforward information on how to obtain and Understand Your Credit
Report and Score, as well as how to build and maintain a good credit history.
 
 
 
 
This email was sent to natalia@ndlc.ca by anne@barriemortgagelocators.com |  
Neighbourhood Dominion Lending Centres | FSCO Lic. 11764 | Independently Owned & Operated | 1140 Stellar Drive | Newmarket | Ontario | L3Y 7B7 | Phone: 905.715.7086 | Canada

13 Aug

Mortgage Market Update August 10, 2012

General

Posted by: Anne Martin

 

FSCO 11764 | Independently Owned & Operated
Mortgage Market Update
Date: Aug. 10, 2012  
Keeping you updated on Mortgage Matters

Market Comment
V39060: Government of Canada marketable bonds, average yield, 3-5 year
Low           1/06 /2012                                1.01

Average   1/02/2012- 8/08/2012            1.32           Deflation Arrow

High           04/25/2012                              1.62 

   

The lack of global economic turmoil the past few weeks has seen the bond rates rise by approximately 20 basis points. There is some pressure to see a small increase in the fixed mortgage rates. 5 year money continues  to the 2.99% – 3.09% range.  

    

We have one lender that will secure 10 year funds at 3.89% both conventionally and high ratio. If you have had any thoughts on securing a 10 year rate, now is a great time to look into it.

If you have a variable rate of any more than prime +.75 or a fixed rate of 4.0% or more, we should explore the merits of refinancing to a lower rate.  

 

Contact us for a free, no obligation review. Spending a few minutes could save you thousands of dollars. 

 

Bank prime is 3.00%


The next meeting of the Bank of Canada is on September 5th, 2012.

 

P.S. If you, your family, or co-workers require guidance on current market trends, please call us, we are always available to help.  

….Anne

 

Don’t Fear The Small Mortgage Lender…

ROBERT MCLISTER, Special to The Globe and Mail

PublishedFriday, Aug. 03 2012, 7:00 PM EDT

 

Mortgage lenders come in all sizes, ranging from RBC – the biggest in the country – to tiny wholesale lenders and credit unions.

 

When it comes to entrusting a company with your biggest debt, odds are, name recognition matters to you. Consciously or subconsciously, people gravitate to well-known lenders partly because there’s a feeling of safety in “big.”

 

Even when a smaller lender has tantalizing rates and the best terms, homeowners sometimes tend to avoid it if they don’t know the name. An oft-cited reason for that is fear that the lender will go out of business. And that is certainly not unprecedented.  

 

Read the story

 

 

 

Historical Interest Rate Graphs 

 
Below you will find a feature which will give you current interest rate trends.interest rate graph It can also be accessed on our web site. I hope you and your clients find it useful..

 
 

Our Commitment to You

  • Constant update of Market Conditions
  • Innovative Mortgage Products
  • Value Added Services
  • Unbiased Advice
  • Innovative Mortgage Strategies and NOT just Order Taking
In This Issue
Market Comment
Don’t Fear The Small Mortgage Lender
Interest Rate Graphs
Quick Links

Anne Martin
 Anne Martin
Mortgage Agent
FSCO Lic. M10002257  
Neighbourhood Dominion
Lending Centres
FSCO Lic. 11764

39 Collier Street,
Suite 300
Barrie, ON  L4M 1G5

P: 705.720.1001 x225 or 1.888.500.1841
Direct: 705-791.6683
Fax: 705.739.1893 or 1.866.739.1893

Email
Visit My Website

Like me on Facebook  
 
This email was sent to natalia@ndlc.ca by anne@barriemortgagelocators.com |  
Head Office; Neighbourhood Dominion Lending Centres | FSCO 11764 | Independently Owned and Operated | 1140 Stellar Drive | Newmarket | Ontario | L3Y 7B7 | Canada

7 Aug

Mortgage Financing for the Small Business Owner

General

Posted by: Anne Martin

Those of us who are self-employed know the rewards of working for ourselves.  We enjoy working to our own schedules, being our own boss, running our businesses the way we want to and being responsible for our own successes and failures.    Many of us work out of our homes and enjoy many tax write offs. I enjoy working to my own schedule and being responsible to myself and my family for how well I did one month over the other.

Along with those perks I also experience high times and low times.  Like most small business owners my goals revolve around growing my business.  I don’t like to admit it, but it’s true, like most, I worry that my next deal or sale will be my last.  I try my best not to let these feelings last too long and “get back on the horse” and keep going because I know that the next day could bring something better, and it usually does.

I’ve worked with many small business owners that wonder what to do if they need a mortgage.  There are many reasons why a business owner is looking for a mortgage.  Perhaps they are looking to refinance their home or business facility to pay off some business debts; renovate their offices, or buy some business equipment.  There are personal reasons too, like moving to a new home, refinance to renovate, pay off debts, or perhaps you’ve had a bad year and you just need money to keep the family afloat.

If you’ve been in business for several years, business has been good and you declare a healthy taxable income, you could be in good shape and qualify for a mortgage with most lenders.  But what if your accountant was able to take advantage of tax write offs and your taxable income is not a good representative of your real income?   What if you do a lot of cash deals?

You aren’t the only one.  Many lenders understand this and have lending programs geared to people who are in this situation.  No doubt this economic climate has not made it easier for those of us outside the “box”, but there are alternatives. 

 Some options include using “stated income”, “alternative or B lenders”, or private lenders, which are all good alternatives when you are in this situation. 

Follow my blog to find out more about how small business owners mortgage finance their properties.

5 Aug

Mortgage Market Update August 2, 2012

General

Posted by: Anne Martin

Neighbourhood Dominion Lending Centres
FSCO 11764 | Independently Owned & Operated
Mortgage Market Update
Date: Aug. 2nd, 2012  
Keeping you updated on Mortgage Matters

Market Comment
V39060: Government of Canada marketable bonds, average yield, 3-5 year
Low           1/06 /2012                                1.01

Average   1/02/2012- 07/31/2012          1.32           Deflation Arrow

High           04/25/2012                              1.62 

  

The bond rate remained in the lower range last week and as a result we have seen lenders tweak 5 year money to the 2.99% – 3.09% range.  

    

We have one lender that will secure 10 year funds at 3.89% both conventionally and high ratio. If you have had any thoughts on securing a 10 year rate, now is a great time to look into it.

If you have a variable rate of any more than prime +.75 or a fixed rate of 4.0% or more, we should explore the merits of refinancing to a lower rate.  

 

Contact us for a free, no obligation review. Spending a few minutes could save you thousands of dollars. 

 

Bank prime is 3.00%


The next meeting of the Bank of Canada is on September 5th, 2012.

 

P.S. If you, your family, or co-workers require guidance on current market trends, please call us, we are always available to help.

 


….Anne

 

Historical Interest Rate Graphs 

 
Below you will find a feature which will give you current interest rate trends.interest rate graph It can also be accessed on our web site. I hope you and your clients find it useful..

 
 

Our Commitment to You

  • Constant update of Market Conditions
  • Innovative Mortgage Products
  • Value Added Services
  • Unbiased Advice
  • Innovative Mortgage Strategies and NOT just Order Taking
In This Issue
Market Comment
Interest Rate Graphs
Quick Links

Anne Martin
 Anne Martin
Mortgage Agent
FSCO Lic. M10002257  
Neighbourhood Dominion
Lending Centres
FSCO Lic. 11764

39 Collier Street,
Suite 300
Barrie, ON  L4M 1G5

P: 705.720.1001 x225 or 1.888.500.1841
Direct: 705-791.6683
Fax: 705.739.1893 or 1.866.739.1893

Email
Visit My Website

Like me on Facebook  
 
This email was sent to anne@barriemortgagelocators.com by anne@barriemortgagelocators.com |  
Head Office; Neighbourhood Dominion Lending Centres | FSCO 11764 | Independently Owned and Operated | 1140 Stellar Drive | Newmarket | Ontario | L3Y 7B7 | Canada